Mike Smalley Mortgage Team – Waterstone Mortgage Advisors

Waterstone Mortgage is an innovative, strong, and secure mortgage lending company that has a reputation for exceptional service and competitive financing. Michael and his two business partners manage 9 regional branches for Waterstone Mortgage across the state of Florida with offices in Winter Park, Port Orange, Palm Coast, Panama City, Ft. Walton Beach, Niceville, Ocala, Ft. Myers, and Jupiter. He is an active Loan Originator, and has earned President’s Club status each year since joining Waterstone Mortgage with the help of past client and Realtors referrals. He is an accomplished public speaker and holds monthly training workshops for Realtors across Florida. Learn more about us ➔ 

Mike Smalley

Mike Smalley

Mortgage Advisor Lead

Michael and his two business partners manage 9 regional branches for Waterstone Mortgage across the state of Florida. He is an active Loan Originator, and has earned President’s Club status each year since joining Waterstone Mortgage with the help of past client and Realtors referrals. He is an accomplished public speaker and holds monthly training workshops for Realtors across Florida. Michael and his wife, Jacqueline, reside in Winter Park, FL with their children Gavin, Dillon and Paige. Both Michael and Jacqueline are graduates of the Florida State University, where Michael was a pitcher on the Varsity Baseball Team. In his free time, Michael enjoys coaching his sons’ Gavin and Dillon in baseball, as well as encouraging his daughter Paige to compete in cheerleading competitions.

Zillow.com homes.com NAMB cmps - CMPS Institute is a national organization that certifies mortgage bankers and brokers.

THE WATERSTONE MORTGAGE STORY

The lessons learned as a loan processor and originator several years ago are now the foundation of a company that has survived—and thrived—in a time of economic uncertainty.

Rapid Growth

Company President Eric Egenhoefer entered into the mortgage lending business in 1997 as a processor and quickly moved through the ranks: closer, loan officer and operations manager. His time in these positions gave him the background he needed to understand the impact that policy changes have on each department.

Eric incorporated those lessons when he started Waterstone Mortgage Corporation in 2000. He put industry best practices to work at his company, building it to sustain a rapid amount of growth in a short period of time.

As the company grew, Waterstone Mortgage committed itself to producing high quality loans and steered firmly away from subprime or predatory lending. This approach allowed the company to not just survive economic challenges, but to thrive in spite of them.

The Right People in Place

Our reputation for solid lending practices and rapid growth allows us to attract top talent from the mortgage lending industry. With the right people in place, we continues to grow while maintaining a reputation for exceptional customer service. Today, Waterstone Mortgage has over 600 employees in 12 states and is southeast Wisconsin’s largest mortgage lender, an honor we have held since 2010.

Lending Certainty.  Because when we say “yes,” we mean it.

Lauren Wason

Lauren Wason

Loan Partner II

Lauren joined the Mike Smalley Team in April of 2013. In her role as Front Loan Partner II, she is responsible for completing loan pre-approvals in a timely fashion, answering questions clients may have regarding the loan process, and researching loan programs.

Renee Marshall

Renee Marshall

Loan Partner II

Renee joined the Mike Smalley Team in October 2008. In her role as Loan Partner II, she is responsible for meeting with clients at loan application and coordinating to ensure all documentation necessary for submission to underwriting is collected.

Tammie Nieves

Tammie Nieves

Loan Partner II

Tammie joined the Mike Smalley Team in July 2015. In her role as Loan Partner II, she is responsible for completing loan pre-approvals, meeting with clients at loan application and coordinating to ensure all documentation necessary for submission to underwriting is collected.

Jenni Rule

Jenni Rule

New Client Coordinator

Jenni joined the Mike Smalley Team in August 2014. In her role as Loan Partner I, she is responsible for providing excellent customer service while answering and routing all initial phone calls to fellow team members.

Liz Meier

Liz Meier

Administrative Assistant

Liz joined the Mike Smalley Team in December of 2015. In her role as Administrative Assistant, she is responsible for assisting the team with providing excellent customer service in answering and routing phone calls, scheduling and confirming meetings, consultations and Realtor events.

Andrea Eckels

Andrea Eckels

Loan Processor

Andrea joined the Waterstone Mortgage Team in July 2012, bringing with her 10 years of experience as a loan processor. Her main responsibilities include managing the communication between clients and the underwriting department.

Mike Smalley Mortgage Team

Michael H. Smalley is the Area Manager of Waterstone Mortgage Corp., a wholly owned subsidiary of WaterStone Bank SSB. He is a nationally recognized expert on mortgage planning and business plan implementation. He is the youngest featured speaker in the history of the LoanToolbox Business Plan Conference in Las Vegas. Mike also was a featured speaker at the recent Mortgage Revolution conference in Atlanta. In addition, he holds monthly training workshops for Realtors in the Orlando, FL area.

Mike was the first Florida mortgage advisor to receive the Certified Mortgage Advisor Certified Mortgage Planning Specialist designations. Since entering the industry in 2002 Mike has built a business that comes 100% from repeat clients, and referrals from clients, financial advisors, realtors, accountants and attorneys. He works hard to make sure that his clients mortgages are in line with their broader financial goals.

From The Blog:

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© 2016 Copyright - Michael Smalley - Mortgage Advisor - Waterstone Mortgage. Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). © 2016 Waterstone Mortgage Corporation. All rights reserved. The information contained on this website is for informational purposes only and is not an advertisement for products offered by Waterstone Mortgage Corporation. The views and opinions expressed herein are those of the respective authors and do not reflect the policy or position of Waterstone Mortgage Corporation, its officers, parent or affiliates. Waterstone Mortgage Corporation is not responsible for the privacy practices or the content of third-party websites.